SalaryScope / FY 2025–26
Convert your CTC into real monthly in-hand salary.
See what your offer letter means after PF, gratuity, professional tax and income tax. Built for Indian professionals who want a number they can actually plan around.
Example offer
₹12,00,000 CTC
Estimated monthly in-hand
₹82,450
After PF, tax, gratuity and professional tax
The toolkit
Make salary decisions with the full picture.
Why CTC misleads
The number on your offer letter is not the number in your bank account.
Employer PF, gratuity provisions and variable pay can sit inside CTC without becoming monthly cash. Our breakdown makes those assumptions visible, so you can compare jobs, negotiate offers and budget with confidence.
CTC
Employer cost
Gross
Payroll earnings
In-hand
Spendable cash
Salary guides
Search-friendly context for your next move.
Common questions
Salary questions, answered plainly.
What is the difference between CTC and in-hand salary?
CTC is the employer's total annual cost. In-hand salary is what reaches your bank after employer components, PF, professional tax and income tax are accounted for.
How accurate is the calculator?
SalaryScope is a transparent planning estimate. Your payslip can differ based on company policy, state rules, exemptions and payroll timing.
Do you store my salary details?
No. The calculator runs in your browser and does not require a sign-up or salary data submission.